Fido Money Lending

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

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Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

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Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

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You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com

قرض Fido سريع وسهل ومريح.

مرخص من قبل بنك غانا وموثوق به من قبل الآلاف من العملاء الراضين

متوفر فقط في غانا

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لماذا تحصل على قرض من فيدو؟

👍 تطبيق في الراحة من منزلك ، في أي وقت ؛

👍 استلام قرار طلب قرض في غضون دقائق ؛

👍 لا رسوم خفية ، يتم عرض جميع التكاليف في التطبيق.

👍 لا تنتظر في قوائم الانتظار المصرفية ولا تتطلب الأوراق المطلوبة ؛

👍 لا ضمانات ولا ضامن ؛

is يتم صرف المال على الفور.

ما الذي تحصل عليه مع فيدو؟

✓ استلام ما يصل إلى GHS 200 للحصول على قرضك الأول وسداده ما بين 10 و 33 يومًا ؛

✓ نزيد مبلغ القرض الخاص بك في كل مرة تقوم فيها بالسداد في الوقت المحدد ، بحد أقصى 600 نقطة من GHS ؛

✓ مع زيادة حد القرض ، نقوم بتخفيض سعر الفائدة وتقديم خيارات دفع أكثر مرونة ؛

are يتم عرض سعر الفائدة والمبلغ الإجمالي للسداد في التطبيق.

ما الذي تحتاج إلى تقديمه؟

✓ معرف صالح (هوية الناخب ، جواز السفر البيومتري ، NHIA) ؛

money حساب نقود محمول لا يقل عمره عن شهرين ؛

✓ كن مقيمًا في غانا ، يفوق عمره 18 عامًا.

كيف تقدم الطلب؟

✓ قم بتنزيل التطبيق واملأ بياناتك مرة واحدة فقط. لتطبيقات لاحقة تأكيد التفاصيل الخاصة بك فقط.

✓ تلقي قرار قرض فوري ؛

✓ إذا تمت الموافقة عليك ، فستتلقى الأموال على الفور في حساب نقود المحمول الخاص بك ؛

     ملاحظة: قد يُطلب من بعض العملاء زيارة الفرع إذا لم نتمكن من التحقق من حساباتهم

             الهوية على الانترنت.

كيف السداد؟

✓ سداد باستخدام المال المحمول الخاص بك.

✓ يمكنك العثور على العملية حول كيفية السداد في قسم مساعدة تطبيق الجوال ؛

✓ سداد في الوقت المحدد وكنت مؤهلا للحصول على قرض آخر.

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Fido Money Lending (Fido) هي مؤسسة مالية مرخصة من قبل بنك غانا ، وتوفر الائتمان المسؤول للمقترضين المؤهلين في غانا.

يتم اختيار شروط السداد المرنة من قبل مقدم الطلب. تختلف الشروط بين 10 و 90 يومًا ، وتدفع في دفعة واحدة أو عدة أقساط ، حسب الأهلية. والغرض من هذه القروض هو المساعدة في تلبية الاحتياجات النقدية العاجلة وعدم تقديم التزامات الديون الطويلة الأجل.

معدل يختلف تبعا للمبلغ والمدة المختارة من قبل المقترض. يتم تعيين الفائدة إلى 0.466٪ كحد أقصى في اليوم وتقل مع سلوك السداد الجيد. الحد الأقصى للرسوم لكل قرض هو 12 GHS. يتم توفير القروض لمدة قصيرة ، للحد من التكلفة الإجمالية للائتمان للمقترض.

مثال ممثل:

قد يأخذ المقترض قرضًا حتى 600 GHS لمدة 30 يومًا ، بمعدل فائدة يبلغ 0.266٪ في اليوم.

يبلغ معدل الفائدة السنوي التمثيلي (APR) لهذا القرض ، بما في ذلك جميع تكاليف الفائدة والرسوم 123٪ ، إلا أن هذا المعدل لأغراض مرجعية فقط. لا تزيد قروض Fido الفائدة ، ولا هي مؤهلة للتمديد أو إعادة التمويل بعد المدة المحددة.

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يمكنك الاتصال بنا على 0307082134 لمزيد من المعلومات

يمكنك التأكد من خصوصيتك ، بياناتك آمنة مع Fido

www.fidocredit.com

Fido loan is fast, easy and convenient.

Licensed by the Bank of Ghana and trusted by thousands of satisfied customers

Only available in Ghana

------------------------------------------------------------------------------------

Why get a loan through Fido?

👍 Apply in the comfort of your home, anytime;

👍 Receive a loan request decision within minutes;

👍 No hidden fees, all costs are displayed in the app;

👍 No waiting in bank queues & No paperwork required;

👍 No collateral & No guarantor;

👍 Money is disbursed instantly.

What do you get with Fido?

✓ Receive up to GHS 200 for your first loan and repay between 10 and 33 days;

✓ We increase your loan amount  every time you repay on time, up to a maximum of GHS 600;

✓ As the loan limit increases, we decrease the interest rate and offer more flexible installment options;

✓ Interest rate and total amount to repay are displayed in the app.

What do you need to apply?

✓ A valid ID (voter’s ID, biometric passport, NHIA);

✓ A mobile money account that is at least 2 months old;

✓ Be a resident of Ghana, over 18 years of age.

How to Apply?

✓ Download the app and fill in your details only once. For subsequent applications confirm your details only.

✓ Receive an immediate loan decision;

✓ If you are approved, you will receive the money instantly into your mobile money account;

NB: Some customers might be asked to visit the branch if we cannot verify their

identity online.

How to repay?

✓ Repay using your mobile money;

✓ You can find the process on how to repay in the mobile app help section;

✓ Repay on time and you are eligible to take another loan.

------------------------------------------------------------------------------------

Fido Money Lending (Fido) is a licensed financial institution by the Bank of Ghana, providing responsible credit to eligible borrowers in Ghana.

Flexible repayment terms are chosen by the applicant. The terms vary between 10 and 90 days, payable in one or multiple installments, depending on eligibility. The loans are intended to assist with urgent cash needs, and not to service long-term debt obligations.

The rate varies depending on the amount and term chosen by the borrower. Interest is set to a maximum of 0.466% per day and decreases with good repayment behavior. The maximum fee per loan is 12 GHS. Loans are provided for a short duration, to limit the overall cost of credit to the borrower.

Representative Example:

A borrower may take a loan up to 600 GHS for 30 days, at a rate of 0.266% interest per day.

The representative Annual Percentage Rate (APR) for such loan, including all interest and fee costs, is 123%, however this rate is for reference purposes only. Fido loans do not compound interest, nor are not eligible for extension or refinancing beyond the stated term.

------------------------------------------------------------------------------------

You can contact us on 0307082134 for further information

You can be assured of your privacy, your data is secure with Fido

www.fidocredit.com